Resources
Welcome to the Ella Rose Financial Resources Centre, where we share useful insights, practical guidance and expert knowledge to help you make sense of your finances.
From pensions and retirement planning to investments, tax and protecting your wealth, our articles are designed to make financial matters easier to understand.
Scroll down to explore our collection of articles, organised by topic to help you find the information most relevant to you.
Simply browse the categories below and discover insights to help you feel more confident about your financial future.
Please note: The information provided is for general guidance only and does not constitute personal financial advice. For advice tailored to your individual circumstances, please get in touch with one of our financial planning experts.
Categories: Retirement / Inheritance Tax / Business Owner / Insurance / Investments
Salary Sacrifice: A Smart Move for Employers — Especially in the Face of Rising NI Costs
From 6 April 2025, many UK employers have seen a noticeable increase in their National Insurance (NI) bills — a change that’s putting fresh pressure on payroll costs just as businesses are navigating a tighter economic landscape.
At Ella Rose Financial, we’re speaking to more business owners looking for proactive ways to manage this challenge — without cutting back on employee benefits.
One practical, often-overlooked solution? Salary sacrifice for workplace pensions.