Resources
Welcome to the Ella Rose Financial Resources Centre, where we share useful insights, practical guidance and expert knowledge to help you make sense of your finances.
From pensions and retirement planning to investments, tax and protecting your wealth, our articles are designed to make financial matters easier to understand.
Scroll down to explore our collection of articles, organised by topic to help you find the information most relevant to you.
Simply browse the categories below and discover insights to help you feel more confident about your financial future.
Please note: The information provided is for general guidance only and does not constitute personal financial advice. For advice tailored to your individual circumstances, please get in touch with one of our financial planning experts.
Categories: Retirement / Inheritance Tax / Business Owner / Insurance / Investments
National Insurance Increases and Rising Business Costs: How Salary Sacrifice Pensions Can Help
In today’s economic climate, UK businesses are facing mounting financial pressures, and recent increases in National Insurance (NI) contributions have added to the challenge. For employers, this increase impacts not only the bottom line but also the delicate balancing act of remaining competitive in attracting and retaining talent. Amid these pressures, employers are exploring ways to ease the NI burden, with one increasingly popular solution being salary sacrifice pension scheme.
Revisiting Wealth Planning: IHT on Pensions and Business Property Relief Post-Budget
The 2024 Autumn Budget introduced sweeping changes to inheritance tax (IHT) rules for pensions and business property relief (BPR), reshaping how families can pass on wealth to future generations. These reforms demand a fresh look at estate and succession planning to avoid unnecessary tax burdens.