
Salary Sacrifice: A Smart Move for Employers — Especially in the Face of Rising NI Costs
From 6 April 2025, many UK employers have seen a noticeable increase in their National Insurance (NI) bills — a change that’s putting fresh pressure on payroll costs just as businesses are navigating a tighter economic landscape.
At Ella Rose Financial, we’re speaking to more business owners looking for proactive ways to manage this challenge — without cutting back on employee benefits.
One practical, often-overlooked solution? Salary sacrifice for workplace pensions.

National Insurance Increases and Rising Business Costs: How Salary Sacrifice Pensions Can Help
In today’s economic climate, UK businesses are facing mounting financial pressures, and recent increases in National Insurance (NI) contributions have added to the challenge. For employers, this increase impacts not only the bottom line but also the delicate balancing act of remaining competitive in attracting and retaining talent. Amid these pressures, employers are exploring ways to ease the NI burden, with one increasingly popular solution being salary sacrifice pension scheme.