Resources
Welcome to the Ella Rose Financial Resources Centre, where we share useful insights, practical guidance and expert knowledge to help you make sense of your finances.
From pensions and retirement planning to investments, tax and protecting your wealth, our articles are designed to make financial matters easier to understand.
Scroll down to explore our collection of articles, organised by topic to help you find the information most relevant to you.
Simply browse the categories below and discover insights to help you feel more confident about your financial future.
Please note: The information provided is for general guidance only and does not constitute personal financial advice. For advice tailored to your individual circumstances, please get in touch with one of our financial planning experts.
Categories: Retirement / Inheritance Tax / Business Owner / Insurance / Investments
Pensions & Inheritance Tax from April 2027: what the changes mean for your family’s financial plan
From 6 April 2027, most unused pension funds and death benefits will be brought into scope of Inheritance Tax (IHT) and counted in the estate on death. The government has also confirmed that death-in-service benefits will be excluded, and that personal representatives (executors), not pension scheme administrators, will handle any IHT reporting and payment on pension death benefits.
How Much Do I Need to Retire? A Simple Guide for Modern Families
Retirement used to be about winding down — but for today’s families, it’s more about freedom, flexibility, and choice. Whether you want to stop working entirely, reduce your hours, or pivot to something more meaningful, one big question often comes up:
“How much do I actually need to retire comfortably?”