Pensions & Inheritance Tax from April 2027: what the changes mean for your family’s financial plan
From 6 April 2027, most unused pension funds and death benefits will be brought into scope of Inheritance Tax (IHT) and counted in the estate on death. The government has also confirmed that death-in-service benefits will be excluded, and that personal representatives (executors), not pension scheme administrators, will handle any IHT reporting and payment on pension death benefits.
Gifting to Children & Grandchildren: easing today’s costs and planning for IHT
I’m having lots of conversations right now about gifting. Parents and grandparents want to help with the cost of living, school fees, or that first-home deposit, and they also want to keep an eye on inheritance tax (IHT). It’s a balancing act: support the family while they need it, without putting your own future at risk.
From Oasis to IHT: Why Living Fully Can Be the Best Legacy
I recently made a last-minute decision that I’ll never forget — heading to the final Oasis gig at Heaton Park, Manchester. The ticket wasn’t exactly cheap. Not outrageous, but enough to make me pause and think:
Should I spend the money? Will it be worth it? Should I be sensible and put it towards something else — like finally fixing those jobs around the house that have been on the to-do list for years?
Family Investment Companies and Inheritance Tax: A Modern Strategy for Passing on Wealth?
As the UK faces the biggest intergenerational wealth transfer in history, many high-net-worth families are asking the same question:
“How can we pass down wealth without paying unnecessary Inheritance Tax?”